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Finance

FCA Regulated Credit Broker

Cardiff Prestige has over a decade's experience specialising in Motor Finance which means that we are more than equipped to help you with any questions you might have regarding car finance to ease your experience of buying a car through us.

We have excellent relationships with our lenders and will in almost all cases be able to get an instant decision on any application we refer to them on your behalf. We offer competitive rates of interest on any finance provided by our partners and typically specialist in both PCP (Personal Contract Purchase) and HP (Hire Purchase) style agreements, however, can help with other kinds of finance packages so feel free to get in touch to discuss in more detail.

If you currently own your car or have a finance agreement against it, we are able to take your car in as a part exchange and assist you with settling your existing finance. Any equity that you have left you are able to carry this across to act as a deposit towards your new car along with any additional deposit that you might wish to also contribute. Not to worry if you do not have any deposit as you can also look to borrow the full cost of the car and spread it across one of the finance products we have on offer.

Added Extras - Warranty 

We will always ensure that our cars come with at least 6 months warranty for your added peace of mind, however we do also offer an extension of this for an additional 3 years through our partner Warrantywise. Any additional extended warranty costs can be added to your finance agreement to spread the cost over the life of your finance agreement

For more information on our warranty's please click here.

Added Extras - GAP and RTI Insurance 

We can provide you with a combined GAP and RTI insurance policy on behalf of our partner Auto Protect. This is designed to pay the shortfall between the insurer's market value and the original purchase price of your vehicle, following the total loss of your vehicle due to accidental damage, fire or theft. 

This kind of policy incorporates both GAP (Guaranteed Asset Protection) and RTI (Return to Invoice cover. RTI would could reimburse any difference between your car insurance settlement figure and original vehicle price you paid. GAP is suited to customers taking out finance and may pay the difference between your car insurance settlement figure and the amount you still owe on your car finance. This kind of combined policy could pay out the greater of either the RTI or GAP pay-out, protecting you whatever the circumstance.

This policy is transferable, cancellable and also has a cooling off period. Again, like with an extended warranty the cost of this can be added to any finance agreement to help you spread the cost. 

Finance Calculators and Applying for Finance

Finally, we have accurate working finance calculators attached to each of our cars so that you can adjust deposit, term and annual mileage to suit your needs. This will amend any monthly payment and if you wish to proceed you can do so by clicking ""learn more' and then ""apply for finance' on this calculator. 

Alternatively, you can call or email us to discuss further. 

More details on finance can be found beneath each vehicle by following the link below or when clicking on each car under the ""Finance' tab 

See Current Finance Deals