Finance

FCA Regulated Credit Broker

Cardiff Prestige has over a decade's experience specialising in Motor Finance which means that we are more than equipped to help you with any questions you might have regarding car finance to ease your experience of buying a car through us.

We have excellent relationships with our lenders and will in almost all cases be able to get an instant decision on any application we refer to them on your behalf. We offer competitive rates of interest on any finance provided by our partners and typically specialise in both PCP (Personal Contract Purchase) and HP (Hire Purchase) style agreements. We can broker applications for both individual applicants and alternatively if you are looking to apply as a business this is also possible.

If you currently own your car or have a finance agreement against it, we are able to take your car in as a part exchange and settle your existing finance on your behalf. Any equity that you have left you are able to carry this across to act as a deposit towards your new car along with any additional deposit that you might wish to also contribute. Not to worry if you do not have any deposit as you can also look to borrow the full cost of the car and spread it across one of the finance products we have on offer.

Added Extras - Warranty

We will always ensure that each of our cars comes with a minimum 6-month warranty for your added peace of mind, however if you would like to extend this you can do so up to a total of 3 years through our partner Warrantywise. Any additional extended warranty costs can be added to your finance agreement to spread the cost over the life of your finance agreement

For more information on our warranty's please click here.

How to apply for finance on our website

Take a look at our current stock and when you see the car you like click on that vehicle.

Below the car you will find a finance calculator with the option for Personal or Business, choose one and then adjust the parameters to gain a personalised quotation.

If you're happy with the figures you can apply by clicking the "Apply Now" Button - it's that simple and the finance application should only take you 5-10 minutes at most.

One of the team will then be in touch in due course with the decision from the finance company.